Cross-Border Settlement, Built on Stellar

UniBridge defines how identity, routing, and settlement interact — without custody, prefunding, or renegotiation.

The Cross-Border Bottleneck

Cross-border payments don’t fail at settlement. They fail because decisions are fragmented. Identity, routing, FX, compliance, and execution are decided by different parties — with no final authority.

Decisions are reopened mid-flow

Routing decisions are reopened at every hop —adding friction, delays, and manual intervention.

Slow Settlement

Settlement is delayed because execution rulesare not finalized before funds move.

No Enforced State

Participants do not share a single, verifiable transaction state.

Why Cross-Border Systems Converge on UniBridge

UniBridge defines how identity, routing, and settlement interact within a single, rule-based protocol.

No Custody by Design

Funds are never held because enforcement happens before execution — not after.

Scales Because Decisions Are Final

Routing, compliance, and execution paths are locked before settlement begins.

Routing Is Resolved Once — Then Enforced

There is no renegotiation mid-flow.

Pricing Is Rule-Based, Not Relationship-Based

Fees are deterministic — not negotiated.

Trust Built on Global Standards

Infrastructure designed for financial institutions and fintechs building on open, interoperable global standards.

Stellar Stellar Stellar Stellar

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